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2013年全国硕士研究生入学统一考试英语（二）试题
SectionⅠUseofEnglish
Directions:
Readthefollowingtext.Choosethebestword(s)foreachnumberedblankandmarkA,B,CorDontheANSWERSHEET.(10points)
Giventheadvantagesofelectronicmoney,youmightthinkthatwewouldmovequicklytothecashlesssocietyinwhichallpaymentsaremadeelectronically.1,atruecashlesssocietyisprobablynotaroundthecorner.Indeed,predictionshavebeen2fortwodecadesbuthavenotyetcometofruition.Forexample,BusinessWeekpredictedin1975thatelectronicmeansofpaymentwouldsoon“revolutionizethevery3ofmoneyitself,”onlyto4itselfseveralyearslater.Whyhasthemovementtoacashlesssocietybeenso5incoming?
Althoughelectronicmeansofpaymentmaybemoreefficientthanapaymentssystembasedonpaper,severalfactorswork6thedisappearanceofthepapersystem.First,itisvery7tosetupthecomputer,cardreader,andtelecommunicationsnetworksnecessarytomakeelectronicmoneythe8formofpayment.Second,papercheckshavetheadvantagethatthey9receipts,somethingthatmanyconsumersareunwillingto10.Third,theuseofpaperchecksgivesconsumersseveraldaysof“float”—ittakesseveralday11acheckiscashedandfundsare12fromtheissuer’saccount,whichmeansthatthewriterofthecheckcanearninterestonthefundsinthemeantime.13electronicpaymentsareimmediate,theyeliminatethefloatfortheconsumer.
Fourth,electronicmeansofpaymentmay14securityandprivacyconcerns.Weoftenhearmediareportsthatanunauthorizedhackerhasbeenabletoaccessacomputerdatabaseandtoalterinformation15there.Thefactthatthisisnotan16occurrencemeansthat