Unit9
Corporate
Finance
中国新政策助力普惠金融发展
China’snewpoliciesboostinclusivefinance
China’sMinistryofFinanceisintroducingpoliciestobenefitbroaderfinancial
inclusionoverthenextfiveyears,startingonOct.1.Thegovernmentwill
allocateresourcestohelpcutinterestratesfornewbusinessloans,develop
inclusivefinancezones,andsubsidizeruralfinancialbodies.Thepoliciesallow
eligiblestartupstoapplyfora50%discountonloaninterestratesaspartof
China’sjobcreationaim.Thecountryhasalreadybeensupportingsmall
businesseswithloans,leadingtoaboostof26.1%insmallbusinesslending,
amountingto27.7trillionyuan(3.85trillionU.S.dollars),reportedtheMinistry
ofIndustryandInformationTechnology.
1.Whatpositiveimpactdoyouthinkreducingloaninterestrates
forbusinesseshasontheoveralleconomy?
2.Canyouexplainhowthesenewpoliciescouldinfluencethe
developmentofcompanies?
UnitOverview
Bystudyingthisunit,
youareexpectedto:
★understandthebasiccharacteristicsof
differentfinancingalternatives;
★learnabouttheadvantagesand
disadvantagesofdebtandequity;
★knowhowtocomposeanapplication
letterforabusinessloan;
★knowwhatshouldbeincludedina
standardlettertoshareholders.
Contents
Task1Haveyoueverconsideredsettingupabusinessof
yourown?Whatsourcesoffinancingdoyouexpect
wouldbeavailabletoyou?Thefollowingaresome
options.PutthemintoChinese.
企业贷款
信用卡
股票市场
个人债务
Task2Discussinpairs:Doyouhaveanyexperiencesof
usingeachofthefinancingsourcesmentionedin
Task1?Whataretheadvantagesanddisadvantages
ofthem?YoucanstudyReadingAandreturntothis