Unit2;;;ValuableValues

1Thespendingpowerofyoungpeoplevariesfrompersontoperson.Each,however,isfacedwiththesamequestion:whattodowiththeirmoney?Somehandlethislesswellthanothers.Recentheadlineshaveseenmoreandmoreteensmaxingouttheirparentscreditcardsongamesorotheronlineactivities.

2Incontrasttothesebigspenders,therearealsoteensthatproveageisnobarriertomakinggooduseofmoney.Withthehelpofhergrandmother,eight-year-oldKhloeThompsonstartedmaking“KareBags”forthehomelesspeopleinherdistrict.Insidethebagsarenecessitiessuchastoothpaste,soapandsocks,boughtfirstwithherpocketmoneyandthenthroughcrowdfunding.Theseitemshelpedtomakethelivesofpoorandhomelesspeoplealittlebiteasier.OnreceivingaKareBag,onewomansaid,“Youmakemefeellikeahumanbeing.”;3Howeverpeopleintendtousetheirmoney,managingitseemstobeunprecedentedlyimportanttoyoungergenerations.A2016studysaid17statesoftheUSrequirehighschoolstudentstotakecoursesinpersonalfinances.Forthosewhohavenoaccesstocourses,helpmightbeathandthankstoJerryWitkovskyandhismethodofusingfourjarstoteachteenagershowtospendtheirmoneywisely.

4WhenJerrysgrandchildrenturned13,hispresenttoeachofthemwasthreejars:oneforSpending,oneforSaving,andanotherforGiving-hehassinceaddedafourthjarforInvesting.Itwasfromthenonthathisgrandchildrenstartedtobeincontrolofwhattodowiththemoneytheyreceive:spend,save,investorgive?Jerrysbirthdaypresenttohisgrandchildrenis,however,muchmorethanmoneyandafewjars-heisgivingthemtheopportunitytolearnlifelongvalues.;5ThevaluetaughtwiththeSpendingjaristhatyouareresponsibleforyourownhappiness.Moneygivesyouindependenceandtheopportunitytobuysomethingyoulike.Afterall,itsOKtobenicetoyourself!

6WhiletheSpendingjari